Borrowers who participated in the Paycheck Protection Program (the “PPP”) have been given more flexibility to pay eligible expenses, such as mortgage interest, rent payments, and utilities, without jeopardizing their forgiveness amount. The President is expected to sign this change, among others described below, into law following the Senate’s passage of the Paycheck Protection Program…
The Defensive Line
Ohio Announces Reopening of Gyms, Campgrounds, Pools, BMVs,And Day Care Centers
Over the past few days, Governor DeWine has continued his approach of reopening Ohio in stages by announcing the reopening of the following businesses and services: May 15: In addition to restaurants (outside dining) and personal services, such as hair salons, nail salons, barbershops, and tanning facilities, tattoo and massage parlors are authorized to reopen,…
Ohio Insurance Policy Voided for Misrepresentation on Application
Posted on May 7th, 2020 by
Robert E. Cahill
The Ohio Supreme Court issued a significant opinion yesterday holding an auto insurance policy void ab initio (void from the beginning) for a misrepresentation on an insurance application in Nationwide Mut. Fire Ins. Co. v. Pusser, 2020-Ohio-2778. The insured represented on her application that she was the only member of her household. In fact, the…
Governor DeWine Announces First Phase of Reopening Ohio
On April 27, 2020, Governor Mike DeWine announced the initial stages of reopening Ohio’s economy following a month long “stay-at-home” order that caused numerous Ohio businesses to close and confined Ohio residents to their homes. In his announcement, Governor DeWine announced five protocols that all Ohio businesses are required to follow: 1. Recommend face coverings…
EPA DRAFT RISK ASSESSMENT – ASBESTOS PRODUCTS PRESENT AN UNREASONABLE RISK TO HEALTH
Posted on April 22nd, 2020 by
James L. McCrystal, Jr.
Earlier this month the Environmental Protection Agency published a draft Risk Evaluation for Asbestos. This was done because asbestos is one of the first ten chemicals selected by EPA to undergo risk evaluation under TSCA (Toxic Substances Control Act). EPA’s risk evaluation of asbestos discusses a handful of very limited, still ongoing, uses in the…
SBA Offers Guidance to Sole Proprietors and Self-Employed Workers on the Paycheck Protection Program
In a recent article, we discussed the Paycheck Protection Program (“PPP”), which created a $350B loan program for eligible small businesses that allows them to pay and retain their employees and contractors using an interest free and forgivable loan that is wholly backed by the Small Business Administration (“SBA”). On April 14, 2020, the…