The Defensive Line Blog

Ohio Insurance Policy Voided for Misrepresentation on Application

Posted on May 7th, 2020 by Robert E. CahillRobert E. Cahill

The Ohio Supreme Court issued a significant opinion yesterday holding an auto insurance policy void ab initio (void from the beginning) for a misrepresentation on an insurance application in Nationwide Mut. Fire Ins. Co. v. Pusser, 2020-Ohio-2778.  The insured represented on her application that she was the only member of her household.  In fact, the…

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Governor DeWine Announces First Phase of Reopening Ohio

Posted on April 28th, 2020 by Derek P. Hartman

On April 27, 2020, Governor Mike DeWine announced the initial stages of reopening Ohio’s economy following a month long “stay-at-home” order that caused numerous Ohio businesses to close and confined Ohio residents to their homes. In his announcement, Governor DeWine announced five protocols that all Ohio businesses are required to follow: 1.  Recommend face coverings…

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EPA DRAFT RISK ASSESSMENT – ASBESTOS PRODUCTS PRESENT AN UNREASONABLE RISK TO HEALTH

Posted on April 22nd, 2020 by James L. McCrystal, Jr.James L. McCrystal, Jr.

Earlier this month the Environmental Protection Agency published a draft Risk Evaluation for Asbestos. This was done because asbestos is one of the first ten chemicals selected by EPA to undergo risk evaluation under TSCA (Toxic Substances Control Act). EPA’s risk evaluation of asbestos discusses a handful of very limited, still ongoing, uses in the…

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SBA Offers Guidance to Sole Proprietors and Self-Employed Workers on the Paycheck Protection Program

Posted on April 17th, 2020 by Derek P. Hartman

  In a recent article, we discussed the Paycheck Protection Program (“PPP”), which created a  $350B loan program for eligible small businesses that allows them to pay and retain their employees and contractors using an interest free and forgivable loan that is wholly backed by the Small Business Administration (“SBA”). On April 14, 2020, the…

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Rob Cahill’s Defense of Prosecutors Featured in Editorial

Posted on April 14th, 2020 by Matthew C. O’ConnellMatthew O'Connell

The Elyria (Ohio) Chronicle has been covering Rob Cahill’s defense of the Lorain County Prosecutor’s Office in the Supreme Court of Ohio in response to a complaint for a writ of mandamus alleging that the Prosecutor did not investigate voter fraud that allegedly occurred in 2015.  Rob’s vigorous defense of the Prosecutor was featured in…

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OHIO DEPARTMENT OF INSURANCE CLARIFIES COVERAGES FOR OHIOANS IMPACTED BY THE CORONAVIRUS

Posted on April 13th, 2020 by Derek P. Hartman

The Ohio Department of Insurance has issued a series of bulletins in the past month intended to provide relief from the financial strains on policyholders created by the COVID-19 pandemic. This article is intended to highlight and summarize these sweeping changes to Ohio’s insurance laws. As always, we encourage you to contact our office if…

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